Terms & Conditions
Last updated: January 15, 2026
1. Acceptance of Terms
By accessing or using the website bvptklywz.com and any services provided by Bvptklywz Inc. ("Company", "we", "us"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website or services. These terms apply to all visitors, users, and clients.
2. Description of Services
Bvptklywz Inc. provides financial literacy education, investment consulting guidance, and social support referral services to Canadian residents. Our services are informational and educational in nature. We are not a licensed investment dealer, and our guidance does not constitute personalized financial advice. Always consult a qualified financial advisor before making investment decisions.
3. Eligibility
Our services are intended for individuals who are at least 18 years of age and reside in Canada. By using our website, you represent that you meet these criteria. We reserve the right to refuse service to anyone for any lawful reason.
4. User Responsibilities
You agree to provide accurate and complete information when interacting with us, whether through our contact forms, consultations, or other communications. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your access. You must not use our services for any unlawful purpose.
5. Intellectual Property
All content on bvptklywz.com, including text, graphics, logos, images, and software, is the property of Bvptklywz Inc. or its licensors and is protected by Canadian and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.
6. Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without any warranties, express or implied. We do not guarantee that the site will be error-free, uninterrupted, or secure. The financial information and educational materials on our site are for general informational purposes only and should not be taken as professional financial, legal, or tax advice.
7. Limitation of Liability
To the fullest extent permitted by Ontario and Canadian law, Bvptklywz Inc., its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use our website or services, even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify and hold harmless Bvptklywz Inc. and its officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including legal fees) arising from your use of our services, violation of these terms, or infringement of any third-party rights.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in Toronto, Ontario.
10. Modifications
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the revised terms. We recommend reviewing these terms periodically.
11. Contact Information
For questions about these Terms and Conditions, please contact us at: Bvptklywz Inc., 320 Bay Street, Suite 1100, Toronto, ON M5H 4A6, Canada. Email: legal@bvptklywz.com. Phone: +1 (416) 555-0142.